What to know
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Gold income mainly comes from loot volume, not single pickups, so faster clears beat harder fights.
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Kodama blessings can directly boost how efficiently you make money once you have returned Kodama to shrines.
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Selling unused gear is a reliable baseline method, especially when your inventory fills up quickly.
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Daily and weekly challenges can add steady gold on top of farming runs if you keep up with them.
Gold farming in Nioh 3 is easiest when you stop chasing single big drops and start optimizing a repeatable loop. You will make the most money by clearing fast, stacking any gold-boost options you have unlocked, and converting the extra gear you pick up into cash. Once you set up a short route you can run without dying, gold becomes a steady flow that funds upgrades, crafting, and experimentation instead of a grind.
| Quick overview | Best for | What to do | Why it works |
|---|---|---|---|
| Dense pack loops | Early to midgame | Clear tight enemy clusters near a shrine, reset, repeat | More kills per minute means more drops and more sellable gear |
| Boss repeats | Mid to endgame | Farm yokai bosses you can kill safely and fast | Bosses are called out as profitable for gold and drops |
| Loot-to-gold selling | Any time | Sell unwanted weapons, armor, and some materials | Turns excess drops into consistent gold |
| Co-op farming | When you can | Run multiplayer missions for extra rewards and faster clears | Co-op can improve farming efficiency and rewards |
| Daily and weekly tasks | Ongoing | Complete rotating challenges alongside normal play | Provides extra gold and items over time |
Set up your gold farming build and settings
Before you start repeating anything, set yourself up so every minute pays more.
Firstly, prioritize area-of-effect tools so you can delete groups quickly, since large enemy packs are recommended for efficient farming.
Secondly, look for gear effects that improve drop outcomes, because stacking drop-related affixes is explicitly recommended for better farming results.
Bring back Kodama you find so you can use shrine blessings, including the one that helps you make money more efficiently.
How to farm gold by clearing large enemy packs
This is the most flexible method because you can do it in almost any region once you find a dense route you can clear without slowing down.
Step 1
Pick a short loop with multiple enemy groups close together and a shrine nearby, so you can reset quickly after clearing.
Step 2
Activate the Kodama blessing that improves your money efficiency once available, because blessings are described as a direct help for gold farming.
Step 3
Clear the route using area control and AoE skills, since farming larger packs is specifically recommended when you can handle them efficiently.
Step 4
Loot everything, then return to sell or manage inventory when you are close to full, since the selling loop is a core gold source.
Step 5
Repeat the loop, but stop if your clear time starts creeping up; switch to an easier route to keep kills per minute high.
How to farm gold by repeating yokai bosses
Boss repeats are worth it once you have a boss you can kill consistently without risky deaths.
Step 1
Choose a yokai boss you can beat fast and safely, since yokai bosses are very profitable.
Step 2
Tune for consistency over greed, because dying slows the loop more than any single drop can compensate.
Step 3
Run the boss, collect drops, then convert unwanted loot into gold via selling.
Step 4
If the boss starts taking longer due to scaling or build changes, fall back to dense pack routes until your damage catches up.
How to turn loot into gold
Selling is reliable, but you do not want to accidentally dump items you will need.
Step 1
Sell weapons and armor you will not use, since selling unused gear is recommended as the best course when items are unsuitable or low-level.
Step 2
Be cautious about selling key consumables; it is specifically recommended not to sell items like Elixir, Spirit Stone, and Keys.
Step 3
Only sell some materials if you are sure you will not need them soon, because materials can be sold for gold but can also matter for progression and crafting.
How to stack gold with co-op and challenges
If you want gold while still feeling like you are progressing, mix farming with systems that already reward you for playing.
Step 1
Run multiplayer missions when you have a solid partner or group, since co-op is described as better for farming efficiency in some cases and can reward extra gold and high-quality gear.
Step 2
Check daily and weekly challenges regularly and clear the ones that align with what you are already doing, because these rotating challenges are described as a meaningful gold source over time.
If you keep your route short, your clears fast, and your inventory flowing into sales, gold stops being a bottleneck and becomes a steady side effect of play.
