Here are 4 Bank Locations in Borderlands 4: Where to Store Your Loot

What to know

• Bank purpose: Store and transfer weapons and gear across Vault Hunters on your account.
• Accessing Banks: Found in Faction Towns, marked by a piggy bank icon on the map.
• Storage upgrades: Use SDU tokens to increase Bank slots, starting with 25 slots.
• Convenient features: Send items to the Bank directly from your inventory for quick management.

Finding a Bank in Borderlands 4 is essential for managing your loot effectively. Whether you’re stashing weapons for later or transferring gear between characters, Banks are a critical part of your Vault Hunter journey on Kairos. Below, you’ll find a comprehensive guide to locating Banks, using them, and optimizing your storage space.

All known Bank locations in Borderlands 4

Banks are located in major Faction Towns across the planet Kairos. Each Bank shares the same loot pool, meaning items deposited in one location are accessible from any other Bank. Here are the confirmed Bank locations as of September 12, 2025:

Additional Bank locations may exist, as exploration of Kairos is ongoing. Check your in-game map for the piggy bank icon when hovering over Faction Towns to confirm Bank availability.

How to use the Bank

Using the Bank is straightforward, and it serves as a shared storage space for all your Vault Hunters. Here’s a step-by-step guide to depositing and withdrawing items:

1. Locate a Bank: Travel to a Faction Town with a Bank, such as The Launchpad. Look for a vending machine with a vault door on the front.
2. Interact with the Bank: Approach the Bank and interact to open the interface. You’ll see options to deposit or withdraw items.
3. Deposit items: Select items from your inventory to store in the Bank. You can deposit up to 25 items initially, with more slots unlockable via upgrades.
4. Withdraw items: Access the Bank with any character to withdraw stored items. All Vault Hunters under your account share the same Bank inventory, making gear transfer seamless.
5. Organize with tags: Use the Tag Groups feature to sort items by color, favorites, or junk for quick access. Press L3 (console) or RMB (PC) to tag items in the Bank.

Sending items to the Bank from your inventory

A new feature in Borderlands 4 allows you to send items directly to the Bank without visiting a physical location. This is ideal for freeing up inventory space on the go. Follow these steps:

1. Open your inventory: Navigate to the Backpack tab in your menu.
2. Mark items for the Bank: Hover over an item and select “Mark” then “Bank” (or right-click on PC). Repeat for each item you want to send.
3. Send marked items: At the bottom right of the inventory screen, select “Send Items to Bank.” The number of marked items will be displayed next to the button.
4. Filter for faster marking: Use inventory filters (e.g., by rarity or weapon type) to mark multiple items at once for quick transfer. Note that withdrawing items still requires visiting a Bank.

Increasing Bank storage slots

Bank storage starts with 25 slots, but you can expand this capacity using Storage Deck Upgrades (SDUs). Here’s how to increase your Bank space:

1. Earn SDU tokens: Collect SDU tokens by completing missions, finding collectibles, or progressing through the story.
2. Access the SDU menu: Open the SDU menu, located beside your skills tab, to view upgrade options.
3. Purchase Bank upgrades: Select the Bank option in the SDU menu. The first two upgrades add 25 slots each, with subsequent upgrades increasing slots further (at a higher token cost). Up to eight upgrades are available, potentially allowing over 300 slots.

Tips for managing your Bank

To make the most of your Bank, consider these strategies:

• Prioritize high-value items: Store legendary weapons, class mods, or gear suited for other characters to save inventory space.
• Check level requirements: Ensure the character withdrawing an item meets its level requirement to equip it. For example, a level 22 weapon cannot be equipped by a level 5 character.
• Use filters for efficiency: When depositing multiple items, use inventory filters to quickly mark items by type or rarity.
• Regularly upgrade storage: Invest SDU tokens in Bank upgrades early to avoid running out of space as you collect more loot.

Wrapping up your Bank management

Mastering Bank locations and usage in Borderlands 4 can transform how you manage your loot. By storing and transferring gear across characters, you can experiment with builds and keep your inventory clutter-free. As you explore Kairos, keep an eye out for additional Banks in Faction Towns and invest in SDU upgrades to maximize your storage. With these tools, you’ll be ready to tackle any challenge the game throws your way.